Things that are still on track:
1) Awesome boat broker
2) 3 GREAT boats (yes, the newly-posted 44 Catalina is also a perfect fit for us!)
3) Conor’s orders are still for North Carolina
Things that were unexpected this week:
1) Someone else is interested in the Endeavor 42, and will apparently put in an offer today. Cue our panic that none of these boats will be available for us come May 10, and we won’t have any boats lined up to see. This led to a long discussion about whether or not it would be worth it for me to fly out to NC solo to get the ball rolling. I was fully prepared to buy a last-minute ticket to New Bern, but thankfully our broker talked us down, and has urged us not to rush. Spring is the high season for selling, so he is confident that even if our three current options get snapped up, he can still find us a perfect fit.
My mantra: the right boat will be there at the right time. The right boat will be there at the right time. Repeat as necessary, accompanied by deep breaths.
2) We found out that while USAA finances boat loans, they do not finance loans if the boat will be used as a liveaboard. SURPRISE! Monday was a day of intense research and many phone calls, and we discovered that most banks do NOT understand/like/approve of the liveaboard lifestyle. This has been incredibly frustrating, and our options are limited. We can get a personal loan through USAA, but the terms and APR will be pushing it. We are also exploring our options with Lightstream (part of Sun Trust Bank), as they give boat loans for liveaboard purposes. Don’t even get me started on finding insurance.
3) Our plan to live at Gottschalk Marina on Camp Lejeune has been disrupted. I was promised a slip back in January, but some of the dock pylons were damaged in a recent storm and they don’t know when they will be repaired. The two intact slips big enough to fit 40+ foot boats are also currently occupied indefinitely. However, there is another marina at the air station (a separate entity within Camp Lejeune jurisdiction) called New River that has liveaboard slips available. WOOHOO!
The downside: Conor’s 3-mile bicycle commute is now turned into a 45-minute car commute. Which means that instead of going down to one car like we planned, we have to ship Conor’s car to Camp Lejeune (goodbye, $1000 that the Marine Corps won’t reimburse). Hopefully, our stay at New River won’t be too long, and we can relocate to Gottschalk in a few months and sell the car on the east coast.
WHEW! Thanks for reading until the end, this might be my longest blog post to date. I feel like this week was a test to see how much we really want our boat, and we are proving that we do. Shit hit the fan, but so far we have been able to find a workaround for everything.
Feel free to send us questions and comments, or any topics you want us to discuss!
Taylor and Conor